Terms of Use & User Guidelines

Legal entity: This website and all services described in this document are provided by MANOJ KAWADE, sole proprietor, trading as SMK ENTERPRISES (registered under GST; registered trade names: SMK ENTERPRISES, SMK FINANCIAL SERVICES and Maharashtra Consultancy Services). “SMK Stock Market Trading & Training” is a brand of SMK ENTERPRISES. Mutual fund distribution services are provided as SMK FINANCIAL SERVICES, an AMFI-registered Mutual Fund Distributor, ARN-262403 (ARN holder as per AMFI records: MANOJ DHONDIBA KAWADE). In this document, “SMK”, “we” and “us” mean MANOJ KAWADE trading as SMK ENTERPRISES, including the brand SMK Stock Market Trading & Training and the trade name SMK FINANCIAL SERVICES.

Address: Office No. 303, 3rd Floor, Karle Empire Building, Karle Chowk, Nanded City Phase 2 Road, Nanded City, Pune 411041, Maharashtra (main office), and Ganesh Plaza, Office/Hall No. 1, Ambegaon Road, above Saraswat Bank, near ICICI Bank, Manaji Nagar, Narhe, Pune 411041 (branch). Website: www.smkstockmarket.com. Email: smkstockmarket55@gmail.com. Phone: +91 99750 71730. By using this website or joining our courses you agree to these terms.

1. Using this website

Provide true information in forms; do not submit another person’s number without their permission.
Do not attempt to misuse, overload, copy or scrape this website or its tools.
Calculators are self-help tools; you are responsible for the figures you enter and for decisions you take.

2. Courses and masterclasses

Batch dates, timings, venue and online links are confirmed on WhatsApp or by call. SMK may reschedule a session for reasons beyond its control and will inform you in advance.
Course fees, inclusions and any offers are as confirmed to you at the time of registration. Refunds follow our Refund & Cancellation Policy.
Course material, recordings and templates are for your personal learning only and may not be copied, resold or shared without written permission.
Lifetime Learning Support means doubt-solving and revision support for course topics for as long as SMK runs the program; it does not include tips, calls, portfolio management or trading on your behalf.

3. WhatsApp groups and community guidelines

Be respectful; no abusive, political or religious content.
Do not post stock tips, buy/sell calls, “guaranteed return” schemes, referral links or advertisements.
Never share OTPs, passwords, bank or KYC details in any group or chat.
SMK may remove members who break these guidelines.

4. Your decisions

Every investment or trade is your own independent decision, placed by you on your own device. SMK does not operate client accounts, share passwords or trade on anyone’s behalf.

5. Liability and law

To the extent permitted by law, SMK is not liable for any trading or investment loss arising from use of this website, courses or tools. These terms are governed by the laws of India, and courts at Pune have jurisdiction.

Last updated: 17 October 2026

Also see: Privacy Policy Disclaimer LMS: Disclaimer आणि नियम व अटी (मराठी) Refund & Cancellation Policy Grievance Redressal